Just because you have been declined for a home loan with a bank that does not mean that you can not purchase a home. There are a number of non-bank lenders that would love to have your business.
Banks are highly regulated and sometimes a small default may prevent you from qualifying.
We have access to lenders who can help applicants currently bankrupt to purchase or refinance a home. All that you need to have to qualify is a strong income position and a large deposit. Bad Credit home loans are available only to a maximum of 80% of the value of your home. You will need to have at least 20% deposit or 20% equity in your property, and we will do the rest.
Rates a little higher with a non-bank lender, however the cost of a lost opportunity may be higher still.