Category Archives: Part IX

But I don’t have bad credit……..

We often come across home buyers who have been declined a home loan due to something on their credit report, but the borrower insists that they do not have any bad credit… The misunderstanding lies in the lender definition of … Continue reading

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Bad Credit Car Finance

There is significant demand for different types of car finance in Australia. As our population continues to expand, more and more people will be buying cars, and many of these require car finance to complete a purchase. Unfortunately as car … Continue reading

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What does your credit report say about you?

Not everyone who lives in Australia has a credit report. Those who are under 18. have recently moved to Australia or have never applied for any form of credit may not have a credit report as they effectively have no … Continue reading

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You do not need to have bad credit to be treated as a bad credit borrower

This may come as a complete surprise to you , but you do not need to have any problems with outstanding debts, you may have a perfect credit history with all repayments being made on time and as required, and … Continue reading

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Debt Agreement and Car Finance

We often get to hear from people who have significant debts they they have difficulty repaying. They may be considering a debt agreement but at the same time are also in need of a new car. It can be that … Continue reading

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Bad credit mortgage refinance tips

Looking for mortgage refinance with less than perfect credit history can pose a challenge. While it may be possible to find someone who is prepared to accept your refinance application,  you may not necessarily want to take up their loan … Continue reading

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Consolidating debts and buying a car

Need help to reduce your debt repayments as well as purchase a car? It seems that more of you are looking for a new loan before being able to bring your current debts fully under control. People who are on … Continue reading

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Why you will not qualify for a debt consolidation loan.

We receive loan inquiries daily from people with some credit history problems who are looking for a loan. They believe that what they need is a debt consolidation loan. In reality they are looking for an unsecured loan to pay … Continue reading

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Will bad credit haunt me forever?

After a period of financial hardship it can seem that you will never be able to qualify for finance again. There may be some defaults, judgements, a debt agreement or even a bankruptcy on your credit report. While these events … Continue reading

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Do not use short term loans to fix a long term problem

Unfortunately unsecured bad credit personal loans do not exist. While there are lenders and brokers advertising bad credit loans – these tend to be for a period of several weeks or months and for only a relatively small amount. If … Continue reading

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