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	<title>Bad Credit Loans, Bad Credit Home Loans - Bad Credit Finance Australia</title>
	<link>http://www.badcreditfinance.com.au/loans</link>
	<description>Bad Credit Finance Australia - leading provider of    bad credit loans,   bad credit home loans,   bad credit mortgage refinance,   debt consolidation,   loans for people with defaults,  credit impaired loans, non-conforming loans.</description>
	<lastBuildDate>Tue, 07 Sep 2010 08:45:53 +0000</lastBuildDate>
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		<title>Mortgage Defaults levels stable</title>
		<description><![CDATA[The rate of defaults and arrears on Australian mortgages stabilised last quarter, according to new research.
Based on Moody’s Investors Service, clean credit home loan defaults greater than 30 days remain steady at 1.39 per cent, compared to 1.34 per  cent in Q1 2010.
Non-conforming mortgage defaults and arrears over 30 days grew a little to [...]]]></description>
		<link>http://www.badcreditfinance.com.au/loans/mortgage-defaults-levels-stable/</link>
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		<title>Drop in consumer savings</title>
		<description><![CDATA[
According to recent statistics, the savings ratio for households has decreased to 1.5% -  being the lowest level in three years.
Shane Oliver, chief economist at AMP Capital, told The Sunday Telegraph the level of savings has been steadily declining over the past year, partially through choice and partially due to increasing cost of living and rising [...]]]></description>
		<link>http://www.badcreditfinance.com.au/loans/drop-in-consumer-savings/</link>
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		<title>Pepper Home Loans cut rates to compete in Low Doc market</title>
		<description><![CDATA[Pepper Home Loans has announced a drop in the interest rates on both its  Flexi Advantage and Self-Employed Advantage products.
The non-bank lender has slashed up to 25 basis points off its Flexi  Advantage product, taking it to just 8.49 per cent on mortgages with a  loan to value ratio of up to [...]]]></description>
		<link>http://www.badcreditfinance.com.au/loans/pepper-home-loans-cut-rates-to-compete-in-low-doc-market/</link>
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		<title>Banks are looking for funding offshore</title>
		<description><![CDATA[AUSTRALIA&#8217;S demand for credit continues to outstrip supply and as a result Australian banks will need to borrow as much as $140 billion  from local and offshore markets over the next year.
The big four banks have already gone out to look for more money to address their funding needs in 2011.
The enormous funding exercise [...]]]></description>
		<link>http://www.badcreditfinance.com.au/loans/banks-are-looking-for-funding-offshore/</link>
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		<title>Families focus on debt reduction</title>
		<description><![CDATA[Aussie borrowers have taken on $86.3  billion more debt in the past year, but current research reveals Australians are attempting to gain some control of their debts by using savings to pay down credit cards and personal loans as well as mortgages. 
 People would rather pay out current debts before putting any savings [...]]]></description>
		<link>http://www.badcreditfinance.com.au/loans/families-focus-on-debt-reduction/</link>
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		<title>Mortgage Refinance can save you thousands</title>
		<description><![CDATA[According to a recent survey of over 1000 loan applicants conducted by Mortgage Choice, over 66% of people who  refinanced their mortgages recently were able to secure a lower  interest rate and a better loan. 				 
 The survey also found that 54 per cent who refinanced changed   their loan product [...]]]></description>
		<link>http://www.badcreditfinance.com.au/loans/mortgage-refinance-can-save-you-thousands/</link>
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		<title>Aussies prefer to live at home rather than retirement village</title>
		<description><![CDATA[According to a new research conducted, over 90% of home owners aged 55 and over would prefer to stay in their homes for as long as possible rather than move to a retirement village.
An Australian Housing and Urban Research Institute survey of 1,600  ageing home owners found the vast majority of home owners wanted [...]]]></description>
		<link>http://www.badcreditfinance.com.au/loans/aussies-prefer-to-live-at-home-rather-than-retirement-village/</link>
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		<title>Banks move on rates is imminent</title>
		<description><![CDATA[Economists believe that banks will commence a series of independent interest rate moves right after the elections. 
 There is no expectation of any action from the Reserve Bank until November 2010 or even later. Banks are unlikely to continue absorbing the extra costs of funding for that long.
Minutes  from the RBA monthly meeting [...]]]></description>
		<link>http://www.badcreditfinance.com.au/loans/banks-move-on-rates-is-imminent/</link>
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		<title>Is property investment an Australian Ponzi scheme?</title>
		<description><![CDATA[According to a  Morgan Stanley strategist, Australian home owners and property investors are taking part in a &#8220;Ponzi&#8221; scheme which will backfire. The expert claims that our property is overvalued by as much as 40% and will show negative growth over the next decade. 
 This is further talk of an &#8220;Australian Property Bubble&#8221; [...]]]></description>
		<link>http://www.badcreditfinance.com.au/loans/is-property-investment-an-australian-ponzi-scheme/</link>
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		<title>Problem Loans are down at CBA</title>
		<description><![CDATA[According to figures released by the Commonwealth Bank, in a sign that financial pressures have somewhat eased for many borrowers, the number of account holders whose loan problems are being closely  monitored by the CBA has almost fallen by 50% over the past 12 months.
Figures released by the bank as part of its record [...]]]></description>
		<link>http://www.badcreditfinance.com.au/loans/problem-loans-are-down-at-cba/</link>
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